How to Choose the Best Lease

Choosing the right lease for your company can make a big difference in terms of costs, flexibility, and tax benefits. There are different types of leases, and selecting the best one depends on your business's specific needs.

Key factors when choosing a lease

Before deciding which type of lease to use, it is important to consider the following aspects:

✅ **Asset Ownership:** Do you want to own the equipment at the end of the contract or just use it for a specific period?

✅ **Contract Duration:** Evaluate how long you need the asset and whether a short-term or long-term option is more convenient.

✅ **Tax Impact:** Some schemes allow you to deduct payments as an operating expense, while others affect the asset's depreciation.

✅ **Maintenance Costs:** Check if the lease agreement covers maintenance and repair expenses.

Types of Leases and Which to Choose

There are different leasing schemes, but the most common in the business world are:

📌 Operating Lease

Ideal if you are looking to constantly renew your equipment and avoid high acquisition costs. It also allows you to deduct 100% of the payment as an operating expense.

💰 Capital Lease

If you want to own the asset at the end of the contract, this is the best option. It is recommended when the equipment has a long useful life and you want to take advantage of tax depreciations.

🚀 Hybrid Option

Some companies offer hybrid schemes, combining the advantages of both models. This can be useful when you need flexibility in payments or acquisition terms.

Conclusion

Selecting the ideal lease requires evaluating the company's liquidity, the need for asset ownership, and the tax impact. Consulting with financial experts can help you make the best decision to optimize your operation.